credit history
noun
: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.
Examples of credit history in a Sentence
Recent Examples on the Web
Perhaps the best beneficiaries of the VantageScore addition are aspiring homebuyers with little or no credit history.
—
Jeff Lazerson, Oc Register, 28 May 2026
Shutting down an account reduces your available credit and can shorten your credit history, which can directly affect your credit score.
—Pragati Awasthi, The Conversation, 26 May 2026
Establishing a credit history is critical, and there are a few key steps to accomplishing it.
—Michelle Singletary, Washington Post, 20 May 2026
The age of your accounts or length of credit history comprises 15% of your FICO Score, which is one of the most popular credit score models.
—Jason Stauffer, CNBC, 11 May 2026
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Jeff Lazerson, Oc Register, 28 May 2026
Shutting down an account reduces your available credit and can shorten your credit history, which can directly affect your credit score.
—Pragati Awasthi, The Conversation, 26 May 2026
Establishing a credit history is critical, and there are a few key steps to accomplishing it.
—Michelle Singletary, Washington Post, 20 May 2026
The age of your accounts or length of credit history comprises 15% of your FICO Score, which is one of the most popular credit score models.
—Jason Stauffer, CNBC, 11 May 2026
See All Example Sentences for credit history
Cite this Entry
“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 4 Jun. 2026.
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