credit history

noun

: a record of having borrowed and repaid money in the past

It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

Recent Examples on the Web

Your interest rate for a private student loan depends on factors such as the economy, your credit score and your cosigner’s credit history. — Amy Deyoung, USA Today, 22 Aug. 2026

Credit scores are based on your credit history and range from 300 to 850. — Adriana Morga, Fortune, 15 Aug. 2026

Lawmakers did not develop a framework telling employers how to weigh credit history against other qualifications. — Alonzo Martinez, Forbes.com, 10 Aug. 2026

All of your payments are reported to the main credit bureaus, giving your credit history a boost. — Ryley Amond, CNBC, 21 July 2026

Rhymes for credit history

• ethnohistory
• consistory
• mystery