credit history
noun
: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.
Examples of credit history in a Sentence
Recent Examples on the Web
Immigrants who are living illegally in the country often lack a reliable credit history and work low-paying jobs with tenuous benefits.
—
Calmatters, Mercury News, 1 Aug. 2025
Borrowers don’t need a credit history to qualify and a good or bad credit score won’t impact their interest rate.
—Kamaron McNair, CNBC, 28 July 2025
Discuss how payment history, credit utilization, and length of credit history affect credit scores.
—Winnie Sun, Forbes.com, 1 Aug. 2025
In a separate social media post, Pulte said Tuesday’s directive will enable Americans to use their rent to qualify for a mortgage, rather than relying solely on credit history based on credit cards and loans.
—Samantha Delouya, CNN Money, 8 July 2025
See All Example Sentences for credit history
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Calmatters, Mercury News, 1 Aug. 2025
Borrowers don’t need a credit history to qualify and a good or bad credit score won’t impact their interest rate.
—Kamaron McNair, CNBC, 28 July 2025
Discuss how payment history, credit utilization, and length of credit history affect credit scores.
—Winnie Sun, Forbes.com, 1 Aug. 2025
In a separate social media post, Pulte said Tuesday’s directive will enable Americans to use their rent to qualify for a mortgage, rather than relying solely on credit history based on credit cards and loans.
—Samantha Delouya, CNN Money, 8 July 2025
See All Example Sentences for credit history
Cite this Entry
“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 20 Aug. 2025.
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